Customers, even those who like to use the new Apple Pay mobile payment option on-the-go via iPhone 6 and 6 Plus, still carry physical cards with them. This happens everywhere but this is mostly important for users who travel internationally. The news about Visa smartphone tracking is must-read to anyone who likes to go on a trip abroad and uses Visa credit cards. The company thinks that if it can track user’s phone number this can help it reduce credit fraud for people who are spending money in a foreign country. Credit / card fraud often happens even though there are plenty of options for paying without having to carry a card with you. U.S. Visa tracking phone number is now a rumor. These are the thoughts expressed by Visa as it wants to clamp down on fraud. The company wants to use Mobile Location Confirmation to track user’s smartphone location and fight with possible fraudulent charges. For example, if you go to the UK your credit card location will be seen and if your smartphone tracking shows that you are in this country Visa will know that it’s you who is located in the UK and uses its card for making a purchase. Visa believes that once financial institutions get a better intelligence while approving transactions, more customers will be able to make purchases when traveling. Right now about 30 percent of foreign transactions are declined annually which frustrates consumers. The experience has to be improved for everyone, including merchants, cardholders and banks. It is not reported when Visa is planning to roll out a new smartphone tracking feature. It says that in any situation each customer will be asked by his or her bank if he or she wants to enroll into this new program. Visa promises to track only iPhone users and other smartphone owners if they agree.