We all know how easy it is to add a new credit card to your Apple Pay service. This is extremely simply. How simple is it to remove credit card from Apple Pay? This is the first question a user asks when he or she wants to switch the cards, plans to delete an expired debit or credit card, reads about Apple Pay fraud transactions or just wants to remove all cards because the iPhone was stolen or lost.
Follow this Apple Pay remove credit card instruction and you’ll learn how you can quickly and painlessly delete the cards from your account. It is designed to help iPhone 6 or iPhone 6 Plus owners as earlier smartphone model holders unfortunately can’t use the service.
How to Remove Card from Apple Pay without iPhone
Step 1. You need a computer and internet connection.
Step 2. Go to iCloud.com site and sing in to your account.
Step 3. Find Settings menu and inside you will see Apple items. They can be found right under My Devices menu.
Step 4. You will see a little icon that says Apple Pay next to the gadgets for which you have enabled this service.
Step 5. When you choose any of the devices that support Apple Pay you will find a list of your credit / debit cards. To delete the cards simply click on Remove All. This will remove all the cards on the iDevice.
Step 6. Repeat the previous step for all iPhones you need.
How to Delete Credit Card from Apple Pay with iPhone
Step 1. Take your smartphone and launch Settings application.
Step 2. Head over to Passbook & Apply Pay.
Step 3. Choose the credit / debit card you want to remove and confirm your decision by pressing on Remove Card.
Step 4. Repeat this guide for every iDevice on which you have added this card.
Apple Pay issues surface once in a while since its debut in the fall of 2014. At first, some stores didn’t like this idea. Customers found it attractive and simple to check out using only the iPhone 6 or 6 Plus and banks, stores and retailers quickly joined the popular trend. More and more unions are adding support for this young mobile payment system.
Some customers though experience Apple Pay checkout problem or issues. Such information was revealed by one study conducted by Phoenix Marketing International. It looks like the experience isn’t smooth for a lot of users because the number of banks that support Pay is higher than the number of official businesses that offer it.
As the survey shows, Apple Pay difficulties are faced by over 50 percent of respondents [it is worth to mention that nearly 3,000 users tooks part in the survey and nearly 70 percent of them have confirmed signing up for Apple Pay].
A lot of potential customers who are willing to pay with Pay say that locations they tried to use weren’t fully equipped and didn’t allow checkout option. While half of respondents managed to pay [it took really long to process their transactions] over 40 percent of users noted that the new technology wasn’t familiar to cashiers. Some users also faced other kinds of problems that included transactions being counted twice or posted incorrectly.
Other complaints mentioned point to Apple Pay fraud and this resulted in how banks started to activate customer’s credit cards. They learned from reports about users adding stolen credit card information into Pay and trying to check out with their iPhones. About 8 percent of all mobile transactions with the iDevices were fraudulent.
There was a different study made by Citi Research and it shows the similar facts about Apple Pay not working properly or stores not knowing about such a payment option in the U.S. The iOS giant still thinks about bringing its Pay service to Canada and other countries of the world.
Has fraud come to Apple Pay service? Experts think it has, and Apple Pay fraud transaction is not something mysterious and fantastic. This is the reality. According to reports, about six percent of all Pay transactions are fraudulent.
Who is to be blamed for Apple Pay fraud risk? The iOS giant isn’t responsible for everything, right? There are underlying issues at the U.S. banks and Apple Pay fraud protection is something they should also help with.
The iPhone 6 creator also already done much to secure your transactions. It encrypts data on the smartphone, doesn’t share it with cloud or retailers, uses one-time code for each transaction and fingerprints to make sure that a stolen gadget will not participate in making purchases with a stolen credit card data.
The 6 percent of fraudulent transactions made via the new mobile payment system released by Apple is about 0.1 percent of traditional ‘plastic’ purchases. The figures have been shared by payment expert Cherian Abraham who assures that the problem is ‘growing like a weed’ while everyone had hopes that the service would be the most secure method to pay with a mobile device.
How can the banks solve the issue with Apple Pay fraud risk and transactions? As expert notes, fraudsters get their hands on stolen credit card information [they can often just purchase such data online] and easily add the card that doesn’t belong to them to Apple Pay because this procedure is fast and simple. Once authentication is successful, they can pay for goods till the credit card is canceled. Sadly, U.S. banks also try to simplify the process and don’t authorize the information and the credit card.
According to analysts, if banks took time to match the information on the credit card and iPhone owner, it could secure the transactions and minimize the amount of frauds.
The list of Apple Pay bank partners is growing every month. It was February when Apple added 19 credit unions and banks to this list. Now it’s March and the company adds 17 more institutions to its partners.
How many banks support Apple Pay today? This questions is asked by a lot of iPhone 6 and 6 Plus users who wish to make online purchases and check out in retail stores across the U.S. using their smartphone and this mobile payment system.
According to reports, over 90 banks / credit unions use Pay by Apple. This list includes the most recent partners Credit Unions American Airlines, Royal, West Community, Baxter, PenFed, Telhio, CFE Federal, Lister Hill, Foothill and a lot of others, also including Bank of Hawaii that has also joined the payment system offered by iOS giant.
You can learn what banks support Apple Pay on the official Cupertino-based company’s site. This list will most likely get new players as more banks are hurrying to jump on board and allow their clients using this service.
With Google and Samsung also entering the mobile payments market, the competition will soon be tough.
Apple Pay rival list is long as the iOS giant is not the first company that entered the mobile payments market. Still it was Apple that managed to push its new service into the limelight making it extremely popular in the U.S. among users who have the iPhone 6 or iPhone 6 Plus. Samsung Pay has been rumored for a while and now it has been officially confirmed by the company that is about to launch Galaxy S6 Edge and S6 smartphones.
The number of Apple competitors is quickly growing. The success of the Cupertino-based company has been noticed and other firms wish to repeat it. The new Samsung cell phones will get metal and glass just like Apple’s seventh-gen devices. The name of Samsung mobile payment system sounds so similar to Apple Pay. These details are too obvious to not pay attention at.
Apple and Samsung compete on different markets. Their gadgets are present on the smartphone market and now with the entrance into the mobile payments field the two companies will directly fight for customers there. Users will have to choose which smartphone to buy as this influences their opportunity which payment option to use.
According to the Galaxy creator, its payment system will support a huge number of platforms because the company works with both MST and NFC systems. In other words, since it works with magnetic strips and near field communication it can make Samsung Pay strong and available just about anywhere.
The new Apple Pay system continues to grow in the U.S. More banks and stores support this iPhone 6 and iPhone 6 Plus mobile payment option and the latest news mentions Apple Pay White House support with the federal payment cards, which is too superb for all fans of the iOS products.
It is interesting how fast credit unions and banks jump on board and start working with Apple even though a lot of organizations at first were skeptical about such a system launch. The Cupertino-based giant introduced its new form of payment in the fall of 2014 along with iOS 8.1 update offered back in the end of October.
Some stores tried it and refused accepting this method of mobile payment at first. Later on, as iPhone 6 became highly popular in the U.S. and more customers started to use Apple Pay to checkout in stores, new banks and unions started to add to this system expanding the network of supported organizations with the speed of a hurricane.
Apple Pay federal payment cards support is a new step to further development. The White House officially stated that it supported this system on February 13, 2015. Customers who have Social Security benefits or veterans using a debit card can use it for paying with Apple Pay on iPhone 6 Plus and iPhone 6.
This deal works with both government cards and Direct Express payment network. It is working through GSA SmartPay.
Let’s talk about the iOS 8.3 beta features that Apple developed for its iOS devices. Today, Cupertino company has just launched a pre-release beta of iOS 8. Apple has yet elucidate all changes there, but due to reports we know that the first beta came with support for wireless CarPlay, tweaks for emoji support, also with two-step verification for Google accounts and others. Let’s observe them in details.
The new beta brought the biggest change is a new CarPlay menu that can be found in the General category of the Settings application. Here Cupertino company introduces a diagram with instructions for using wireless CarPlay. Users can configure it by holding the voice control button on their steering wheel to start CarPlay setup. Although the iOS 8.3 update shows no indication as to what current CarPlay head units will offer wireless support.
New Emoji Picker
Also in the first beta of iOS 8.3 is a newly redesigned emoji keyboard. Emoji characters are sorted into neat lists. Upon accessing the keyboard, developers can see a new, semi-transparent background and a changed look and feel.
Privacy and security are two things of the Digital Age that will remain subject to constant research, and with the aim to ensure user defense against intrusion, iOS 8.3 brings two-step verification support for logging into Google accounts.
Other iOS 8.3 Beta Features
This iOS 8.3 beta brings initial support for Apple Pay for China UnionPay. Also this software carries forward huge amount of fixes to iCloud Drive and CloudKit in the bug fixes and performance department. Due to iOS 8.3 beta 1 early look, iCloud Photo Library is no longer in its beta version. This would infer that it’s ready for prime time, and that any lingering bugs will have largely been dealt with.
There are many talks about iOS 9 performance. Benchmark data introduces all kinds of information on upcoming products. They presents suggestive clues regarding new hardware and software. It often happens that such suggestions are faked. So you should always differentiate all their concepts. But Those persons who are interested in future iOS, one benchmark database was published to show performance picture of iPhone 6 running a very early build of iOS 9.
Due to fact that iOS 8 is only four months old and we are not sure that Cupertino giant would reveal some of its future release plans until they are not materialize. Although the Rightware benchmarks stated that the Apple is testing the waters, and with iOS 9 having also been peeped through Web activity logs, don’t be surprised if the rumors soon begin to shed light on the numerous features of future software.
Currently, it is really difficult to predict what is releasing when. For example, remember between iOS 5 and iOS 7, Apple launched a single “.1″ update early in the year following initial end user roll-out. But with iOS 8 version, it seems that we’ll be getting iOS 8.2very soon and iOS 8.3 further down the line.
Every update brings some new major features: iOS 8.1 brought Apple Pay, iOS 8.2 – Apple Watch. And what feature iOS 9 will bring is not known now.
All the future Apple’s future plans company will reveal on the Worldwide Developers’ Conference, that is ordinarily starts in June. There Apple will present the detailed overview of what it’s working on from a software point of view. It may be iOS 9 performance, Apple Watch and the rumored 12-inch MacBook Air.
Apple company was awarded Displaying a synchronized instance of content on a portable electronic device patent by The USPTO office. It lets iOS device owners to view a video stream on their device that is optimized to a ‘Fixed Display Device’ like their Apple TV or iMac.
In the patent, Apple provides an example of how a group of young people meet together to watch a movie that is streamed via Netflix or iTunes Store to their Apple TV. When one person need to go out due to some reason, others have two variants: continue watching the movie or wait for the person to come back. To fix this poor user experience, Apple’s patent suggests according to AppleInsider:
“a system that uses a portable device to locate the source, name and timestamp of media being streamed to a streaming device, then plays back said content in lockstep.”
Apple patent for synchronizing content introduces two ways of stream transmission. If the stream source can be retrieved independently and the iPhone /iPad can get the stream directly, a stream synchronized playback will start on these devices. As you see the will not exactly be mirrored from the Apple TV or other ‘Fixed Display Device.’ In the other case when the device is unable to reach the device directly, or the stream is incapable of being played back natively on the device, a synchronizing request will be sent from the device to an Apple TV unit.
The patent also reveals that Apple is working on enabling reverse AirPlay mirroring i.e. Apple TV to iOS mirroring, which is at present time not possible.
The Apple’s patent seems to be very useful for us. We will see whether it allows the company to go ahead and implement this feature in its iOS devices.
Apple Pay future stores will include overseas companies since the iPhone maker is going to push its payment system Apple Pay in Europe. Different contactless opportunities to pay for products and services have become popular nowadays, but can the Cupertino-based giant make its new platform as widespread as its iDevices?
In the USA the new system got much attention [users suffered some Apple Pay issues but still it is now supported by NBA teams, a lot of banks and stores], and Apple managed to attract millions of customers within the first two months from the official service launch. Is something similar possible in EU? Can Apple Pay future retailers in France, Germany and other European countries convince iPhone 6 and 6 Plus users how safe and easy it is to pay with the new method?
According to different reports, consumers who prefer digital payments use Apple Pay in about 1% of their purchases. This is not too much at the moment but experts believe that Europe can accept the new service even more willingly than U.S. consumers because here people are used to EuroPay, Visa and MasterCard contactless technologies.
Everything about Apple Pay Europe future is currently just a rumor. Apple hasn’t confirmed such a movement but it definitely looks closely at the European market which brings a lot of opportunities for further growth.
The now-popular contactless cards first appeared in Europe in 2007. It was Visa Europe and its Chief digital officer Steve Perry believes that the entry of Apple Pay in EU market has future and sounds exciting.
It is believed that the first countries that will see the new payment option will be the UK, France and Germany.